⚠️ Disclaimer

The USD to PKR International Transaction Calculator (accessible at taxcalculator.site) is a free online tool designed to provide Pakistani users with a clear estimate of how much their international card transactions in USD will cost in PKR, after accounting for bank fees and government taxes. While every effort has been made to ensure accuracy, this calculator provides estimates only — not official financial or legal advice.

1. Purpose of the Tool

This calculator is intended for informational and educational purposes only. It aims to help individuals and businesses in Pakistan understand how various charges (such as international transaction fees, Federal Excise Duty (FED), Sales Tax on Services (SST), and Advance Tax) affect the total PKR amount deducted from their debit or credit cards when paying in USD.

The calculations are based on commonly observed rates and tax structures, and not on any one bank’s or institution’s official formula. Real-life deductions can differ from the estimates displayed on the website.

2. Accuracy of Information

We strive to keep all data, exchange rates, and tax percentages up to date. However, financial policies, bank charges, and government tax rates are subject to change without prior notice. As a result, we cannot guarantee 100% accuracy of the results or any related content published on this site.

Users are advised to verify the latest applicable taxes and fees from their respective banks, payment processors, or the Federal Board of Revenue (FBR) for official guidance.

3. No Financial or Legal Advice

The USD to PKR Calculator is not a financial, legal, or tax advisory tool. The values shown are simplified estimates intended to give you a general idea of how various deductions work. For official financial advice or tax calculations, please consult a certified financial advisor, chartered accountant, or tax consultant.

4. Variation Among Banks

Different banks in Pakistan (such as HBL, UBL, Meezan Bank, Bank Alfalah, Allied Bank, and Standard Chartered) apply varying foreign transaction fees and exchange rates. Additionally, some banks charge a markup on the interbank rate or apply delayed settlements that affect the final converted amount.

Therefore, the calculated result on this website should be considered an approximation, not a fixed value.

5. Government Taxes and Policy Changes

Tax rates such as FED (Federal Excise Duty), SST (Sales Tax on Services), and Advance Tax are subject to change based on new finance bills or FBR circulars. The calculator uses average percentages based on the most recent publicly available data, but these can vary depending on your province or tax category.

For example, users from Sindh, Punjab, and KPK may experience slightly different SST percentages depending on their service provider and region.

6. Exchange Rate Fluctuations

The exchange rate used in the calculator is either the user’s input or a general average of the market rate. Exchange rates fluctuate constantly based on market conditions, bank markups, and timing of settlement. Therefore, the calculator’s output should not be considered an official conversion.

Banks may apply their own exchange rate for the day the transaction is posted, not when it was made — which can result in slightly different deductions.

7. No Liability

Under no circumstances shall taxcalculator.site or its owners, developers, or partners be held liable for any direct, indirect, incidental, or consequential loss or damage resulting from:

By using this website, you acknowledge that all information provided is as-is and used at your own discretion.

8. External Links Disclaimer

This site may contain links to external websites for educational or reference purposes (e.g., FBR, State Bank of Pakistan, or international payment platforms). We do not control or guarantee the accuracy, relevance, or completeness of information found on these external websites and are not responsible for their privacy policies or content.

9. Advertisement and Affiliate Disclosure

To keep this tool free for everyone, we may display Google AdSense ads or use affiliate links. If you click an external link or interact with an advertisement, we may receive a small commission at no additional cost to you. However, we only promote tools and services we believe are relevant and trustworthy.

Any financial or service decisions you make after visiting a linked website are entirely your own responsibility. We do not endorse or guarantee any product or service featured in advertisements.

10. User Responsibility

As a user of this website, it is your responsibility to:

11. No Warranties

While we make every effort to keep the calculator functional and up-to-date, we make no warranties or guarantees regarding the completeness, accuracy, reliability, or availability of the tool or its content.

Occasionally, the calculator may experience downtime or display unexpected results due to updates, data changes, or external API issues. We do not assume responsibility for such interruptions.

12. Limitation of Liability

To the fullest extent permitted by law, taxcalculator.site shall not be held liable for any damages or losses arising from your use of the calculator, including but not limited to financial losses, data inaccuracies, or system errors.

13. Consent

By using the USD to PKR Calculator, you consent to this Disclaimer and agree to its terms. If you do not agree, please discontinue use of the site immediately.

14. Updates to This Disclaimer

This Disclaimer may be updated periodically to reflect new laws, tools, or operational changes. The latest version will always be available on this page with the “Last Updated” date noted below.

15. Contact Information

If you have any questions about this Disclaimer or wish to report an error or outdated tax rate, please contact us:

16. Final Note

We created this calculator to bring clarity and transparency to international payments in Pakistan — not to provide official financial advice. Please use it as a helpful reference, not a definitive source. Always double-check with your bank for the exact amount deducted on your card transactions.

Last Updated: October 2025